Products Propositions and Structures for Wealthy Individuals
Design Bespoke Wealth Management Structures & Solutions for HNWI Clients
Designed for advisors serving HNWIs and Family-owned businesses, this module provides in-depth understanding of wealth management strategies and product structuring of bespoke financial solutions that address the unique needs of these clients.
Module Focus:
Examine advanced products strategies and features to create bespoke insurance and investment products structures to meet the financial objectives of HNWIs and Family-owned business clients.
GCE 'A' Level (2 'A's and 2 'O's) or Diploma + 3 years relevant working experience
📜 Part of Certification: This is a core module of the SCFP-HNWI certification program.
The Challenge
HNWIs face complex wealth structuring challenges that require sophisticated product knowledge. Generic product recommendations don't address the customization, tax efficiency, and regulatory considerations needed for wealthy clients.
The Solution
Gain advanced knowledge on investment product solutions, estate planning, and tax-efficient wealth structuring. Learn to evaluate and customize products using proof-of-concept modelling and competitive analysis to serve clients in this segment effectively.
Key Outcomes
Evaluate and structure investment products to meet sophisticated client goals
Compare local vs. offshore offerings and align with client suitability
Master bespoke structures: UL/VUL/IUL, PPLI, ILPs, EAM, trusts and alternative investments
What You'll Learn
Advanced Product Structures
- •Universal Life (UL/VUL/IUL) structures and applications
- •Private Placement Life Insurance (PPLI) for HNWIs
- •Structured products and customization options
- •Investment-Linked Products (ILPs) for wealthy clients
Trust & Estate Structures
- •Trust applications and structures
- •Private Trust Company (PTC) setup and management
- •Buy-sell agreements for business owners
- •Estate planning product structures
Investment Solutions
- •External Asset Management (EAM) arrangements
- •Alternative investment structures
- •Local vs offshore product offerings
- •Tax-efficient investment structuring
Product Structuring & Analysis
- •Regulatory and tax considerations in solutions
- •Product metrics and limitations understanding
- •Proof-of-concept modelling for customization
- •Competitive analysis using electronic platforms
Who Should Attend?
Course Fee & Funding
Contact Us for Course Fee Information
This module is part of the SCFP-HNWI certification program. Contact us for detailed pricing and IBF funding information.
Funding:
This course has been accredited under the Skills Framework for Financial Services and is eligible for funding under the IBF Standards Training Scheme (IBF-STS), subject to all eligibility criteria being met. Participants are advised to assess the suitability of the course and its relevance to his/her business activities or job roles.
The IBF-STS is available to eligible entities and individuals based on the prevalent funding eligibility, quantum and caps. IBF-STS provides up to 70% course fee subsidy support for direct training costs subject to a cap of S$3,000 per candidate per course subject to all eligibility criteria being met.
Find out more on www.ibf.org.sg.
Frequently Asked Questions
Ready to Earn Your SCFP-HNWI™ Certification?
This module is part of the complete SCFP-HNWI certification program. Register your interest to secure your place in the inaugural cohort.