Advanced Certification for Experienced Advisors
Specialist Certificate in Financial Planning
High-Net-Worth & Family-Owned Business Advisory
Elevate Your Practice. Serve Wealthy Individuals and Family Businesses.
Dual Certification
SCFP (HNWI and Family-Owned Businesses)™ Certification + IBF-Advanced (Level II) credentials
Elite Clientele
Serve HNW individuals and family businesses
Premium Positioning
Maximize your opportunities and increase your income as you move into a niche client segment
The Next Frontier in Wealth Advisory
Why SCFP-HNWI?
Position yourself as Singapore's go-to specialist for high-net-worth individuals, family businesses, and multi-generational wealth planning.
Serve Singapore's niche segment
Position yourself as Singapore's go-to specialist for high-net-worth individuals, family businesses, and multi-generational wealth planning.
Generate more opportunities
HNWI advisory commands significantly higher compensation. Advisers in this segment earn significantly higher income and have more time compared to advisors serving mass market segments.
Exclusive Positioning
Join an elite group of certified HNWI specialists. Stand out in Singapore's competitive wealth management landscape.
Engage Niche Client Segments
Engage with and gain expertise working with wealthy individuals and family business owners
Complex Problem Solving
Master sophisticated strategies for wealth structuring, succession planning, and multi-generational advisory that few advisors can offer.
Network with Elite Peers
Learn alongside and build relationships with Singapore's top wealth advisors serving the most sophisticated clients.
What Makes This Program Different
Designed for Elite Advisors
This advanced certification is exclusively for experienced financial professionals ready to master the complexities of high-net-worth and family business advisory. If you're a CFP® professional, private banker, or wealth manager serving affluent clients, this program will elevate your practice to the next level.
Advanced Curriculum
Seven specialized modules covering the complete spectrum of HNWI and family business advisory. Five core modules plus one elective of your choice.
Core Modules (Required)
Segmentation & Targeting for Effective Positioning & Propositions
Create Personal Brand, Attract Leads & Value Positioning for HNWI and Family-owned Business Segment
This module provides learners with a comprehensive understanding and action plan to develop personal branding, and effectively segment and target potential customers in the HNWI and Family-owned Business segment.
Key Topics Include:
- •Personal Branding & Market Segmentation
- •Value Proposition Development
- + more topics
Strategies for Advising High-Net-Worth Individuals
Master How To Connect with HNWI Clients & Relationship Building
Connecting and maintaining relationships with HNWIs and Family Business clients is both an art and a science. This module equips learners with the tools, insights, and strategies necessary to connect and engage clients in this segment effectively, and discuss potential propositions to address their challenges.
Key Topics Include:
- •Understanding HNWI Psychology
- •Product Knowledge & Suitability
- + more topics
Products Propositions and Structures for Wealthy Individuals
Design Bespoke Wealth Management Structures & Solutions for HNWI Clients
Designed for advisors serving HNWIs and Family-owned businesses, this module provides in-depth understanding of wealth management strategies and product structuring of bespoke financial solutions that address the unique needs of these clients.
Key Topics Include:
- •Advanced Product Structures
- •Trust & Estate Structures
- + more topics
Financial Planning for SME Businesses
Specialized Financial Planning for Family-Owned Businesses
SMEs and Family-owned businesses are the backbone of Singapore's economy. This module equips learners with proficiency to effectively identify and address challenges faced by Family-owned businesses and provide bespoke financial solutions to address them.
Key Topics Include:
- •Corporate Financial Analysis
- •Risk Management & Protection
- + more topics
Customer Onboarding & Ethical Culture in Financial Advisory (eLearning)
Ethics, Compliance & Professional Standards for HNWI Advisory
The financial advisory profession demands more than technical knowledge; it requires unwavering ethical practices and leadership. This module transforms compliance obligations into competitive advantage, giving learners a framework to excel where regulations and ethics meet everyday practice.
Key Topics Include:
- •Customer Onboarding & AML
- •Counter-Terrorism & Financial Crime
- + more topics
Elective Modules (Choose One)
Select one elective module that aligns with your practice focus and target clientele.
Financial Planning for Gig Economy Workers in Singapore
Elective: Specialized Planning for Non-Traditional Income
The gig economy comprises many potential client segments by income, from low-income platform workers to high-income freelance consultants. This module equips learners with knowledge and competencies to navigate complexities of financial planning for gig economy workers.
Key Topics Include:
- •Gig Economy Landscape
- •Financial Planning for Variable Income
- + more topics
Retirement Planning for High-Net-Worth Individuals and Business Owners
Elective: Advanced Retirement & Exit Planning for HNWIs
This rigorous, industry-focused program equips learners with advanced knowledge and competencies to address retirement challenges of HNWIs and Family-owned businesses, incorporating practical application for exceptional advisory services.
Key Topics Include:
- •HNWI Retirement Framework
- •Estate Planning in Retirement
- + more topics
Exclusive Program
Who Should Enrol?
This Program is suitable for licensed representatives working as Financial Planners and Bancassurance Specialists seeking highly rewarding career opportunities in the HNWIs and Family-Owned Business segment. Learners will differentiate themselves amongst competitors as a specialist certified professional in the Financial Services industry. Existing practitioners looking to advance their career opportunities will find the Program a significant boost to their career breakthrough.
Financial Planners
Licensed representatives looking to differentiate themselves amongst competitors as a specialist certified professional.
Bancassurance Specialists
Existing practitioners looking to advance their career opportunities and find a significant boost to their career breakthrough.
⚠️ Limited Seats Available
To maintain program quality and enable personalized attention, we limit each cohort to 15 participants. Early registration is strongly encouraged for the inaugural Q1 2026 intake.
Program Investment
Course Fees & Funding
Premium education for elite advisors. Contact us for detailed pricing and IBF funding information.
Invest in Your Professional Growth
Unlock exclusive pricing and funding opportunities for the inaugural cohort. Contact our dedicated program advisors to receive the full fee structure and personalized IBF funding consultation.
*Advisors available Mon-Fri, 9am - 6pm SGT
Funding Support
This course has been accredited under the Skills Framework for Financial Services and is eligible for funding under the IBF Standards Training Scheme (IBF-STS), subject to all eligibility criteria being met. Participants are advised to assess the suitability of the course and its relevance to his/her business activities or job roles.
The IBF-STS is available to eligible entities and individuals based on the prevalent funding eligibility, quantum and caps. IBF-STS provides up to 70% course fee subsidy support for direct training costs subject to a cap of S$3,000 per candidate per course subject to all eligibility criteria being met.
Find out more on www.ibf.org.sgWhat's Included in Your Investment
Ready to elevate your practice?
Expert Faculty
Learn from Practitioners
Our faculty consists of seasoned HNWI advisors and family business professionals who bring real-world experience from managing portfolios for high-net-worth individuals.
Ronald Wong
MBA, CFP®, CHFC®, CWM®, CHMA, AEPP, STEP ASSOCIATE
INSTRUCTOR FOR CFP AND CPD PROGRAMS (MFA)
An experienced instructor specializing in comprehensive financial planning and wealth management with extensive expertise in high-net-worth advisory.
James Y. Zou
CFP®, CFOA, IBFA
FAMILY BUSINESS AND HNWI ADVISORY SPECIALIST
Seasoned financial advisor with specialized expertise in high-net-worth and family business advisory, bringing practical insights from years of serving wealthy individuals and family enterprises.
Why Our Faculty Stands Apart
Active Practitioners
All faculty members actively advise HNWI clients and manage significant wealth portfolios.
Real Case Studies
Learn from actual (anonymized) family business and HNWI advisory engagements.
Network Access
Benefit from faculty connections in Singapore's HNWI and family business ecosystem.
Personalized Mentorship
Small cohorts enable one-on-one guidance and career coaching throughout the program.
Your Questions Answered
Frequently Asked Questions
Everything you need to know about the SCFP-HNWI program, eligibility, and certification.
Still Have Questions?
Our program advisors are here to help. Get personalized information about the SCFP program, eligibility, and how it can advance your career.
Register for Q1 2026 Launch
Be among the first cohort of Singapore's SCFP-HNWI certified specialists. Limited to 15 participants for personalized attention and elite peer networking.
- Dual certification credentials
- Access to elite advisor network
- Early bird pricing for inaugural cohort
Attend Free Preview Webinar
Join our exclusive program preview to meet the faculty, explore the curriculum in detail, and understand how SCFP-HNWI can elevate your practice.
Recognized professional certification
Be part of inaugural cohort
15 participants per cohort